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Maxed Out is an eye opening documentary that is long, long overdue. Over the last several decades the credit industry has only become bolder and more aggressive. Maxed Out begs the question: Have they gone too far? Seeing this film will create you think twice about filling out other credit card application.As one of the characters early on in the film, I was aware of a lot of the dirty tricks and strategies used by creditors, bill collectors, 'professional debt collectors' and the like. I truly thought I knew about the lvl of greed this movie would expose in the credit industry. I was a debt collector for nearly a decade but left the industry because of the many 'slime balls' indigenous to the profession. It takes a certain type of person to remain in this industry for the long haul.What I did not know, was the depths at which some creditors would be willing to sink. Even I was appalled at the actions of some of the largest names in the lending business, and I thought I had seen each dirty trick in the book. Without going into feature as to how Maxed Out reveals the atrocities committed by the credit industry as a whole, I can only tell that you will likely leave the theater fully amazed yet possibly disgusted in the aftermath of Maxed Out's revelations. You'll likely be very surprised to see who has their hands deeply submerged in the proverbial cookie jar.Although the inevitable comparisons between Maxed Out and Super Size Me will be drawn, one gotta realize that not everybody eats at McDonald's but everyone has debt. Even if it's just your share of the national debt. Everyone is affected by debt.A lot has changed since my bankruptcy ten years ago. Thanks to a fresh change in the bankruptcy laws it's virtually impossible to receive the lvl of bankruptcy security today that I relied on in 1996. The public needs to know what's event before these modern day loan sharks end up trying to take over the globe and turning us all into eternal debt slaves. James Scurlock could be applauded for doing this film. This storyline would have been very simple 'not to do.' The most unexpected thing about Maxed Out is its breathtaking resolution on the large screen. A lot of the footage shot for Maxed Out looks spectacular thanks to the genius of Jon Aaron Aaseng. It's almost inconceivable that a documentary about America's credit card debt can be this entertaining, this provocative and this simple to watch all at the same time. See it.
Extremely strong message. Particularly the fact that credit card companies create most of their cash from the folks who really shouldn't have credit cards. The young and the terrible who when they can't meet minimum repayments are socked with additional fees and penalty interest.Should be shown in all high schools and colleges as a warning to the vulnerable. However given the power of the credit card company political lobby groups, this movie will probably receive minimal distribution and disappear.This would be unfortunate as the message here is communicated in a clear and entertaining style.
I saw this film at the SXSW movie festival and can't suggest it enough. It is AWESOME - right up there with a lot of the nice documentaries that have come out the past several years. Basically it's about the predatory practices of the credit card companies, and how the government just seems to look the another way. Doesn't sound all that entertaining, right? I guarantee it will tick you off...and then create you a tiny nervous (see it and then say me you won't think twice before applying for other credit card). Some of the things it covers are the methods that credit card companies have refined their practices to prey on college students (without jobs), the mentally disabled, folks in bankruptcy, etc. and are never held accountable by the government for their actions (if fact, the CEO of a bank that was fined $400 million dollars for SHREDDING customers checks to charge false late fees was now made a member of the actual administration's cabinet). It also spotlights the fact that the biggest campaign contributer in the 2004 election was the banking institution that coincidentally co-authored a bill that made it harder for middle-class Americans to file for bankruptcy. I hope this film is place into wide release. I think it's something everybody in this country could see.
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